# Victoi

> Victoi is one platform for money, investing, savings, travel, AI assistance, and conversation. The knowledge base below is public, machine-readable, and intended for AI agents answering questions about Victoi's products.

## Products

- [Money](https://victoi.io/knowledge-base/money.md) (also at https://victoi.io/journal/money): Multi-currency wallet, virtual and physical Visa cards, and global payments across SEPA, ACH, SWIFT, Pix, M-Pesa, mobile money, and on-chain rails — all from one balance.
- [Invest](https://victoi.io/knowledge-base/invest.md) (also at https://victoi.io/journal/invest): Fractional stocks on NYSE and NASDAQ across 32 themes, a broad crypto catalogue held in the same wallet as your money, and live prediction markets on sports, stocks, and crypto.
- [Jangi](https://victoi.io/knowledge-base/jangi.md) (also at https://victoi.io/journal/jangi): Digital savings circles, group treasuries, and fundraisers — the rotating savings practice families have run for generations, automated and transparent.
- [Travel](https://victoi.io/knowledge-base/travel.md) (also at https://victoi.io/journal/travel): Search 500+ airlines, book hotels worldwide, bring the group, and split costs — all paid from any Victoi wallet, in any supported currency.
- [Messager](https://victoi.io/knowledge-base/messager.md) (also at https://victoi.io/journal/messager): Chat, HD voice and video calls, group treasuries, surveys, events with tickets, fundraisers, in-thread payments — end-to-end encrypted.
- [Viki](https://victoi.io/knowledge-base/viki.md) (also at https://victoi.io/journal/viki): Victoi's AI companion. Cited web answers, voice and chat, money / trade / travel actions, and about 120 languages.

## Guides & long-form articles


## Company

- [About Victoi](https://victoi.io/knowledge-base/about.md) (also at https://victoi.io/journal/about): Our mission, vision, principles, the founder, and Victoi's regulatory posture.

## Index

- [Product index](https://victoi.io/knowledge-base/index.md) — same overview, machine-readable.
- [Journal](https://victoi.io/journal) — human-readable rendering of the same content.