# Victoi — Product Knowledge Base

Victoi is **one platform** that brings money, investing, savings, travel, AI assistance, and human conversation into a single app. The documents below describe each product, plus long-form guides written for end-users and for AI agents that need accurate, public-safe answers about what Victoi does.

## Products

| Product | What it is |
|---|---|
| [Money](./money.md) | Multi-currency wallet, virtual and physical Visa cards, and global payments across SEPA, ACH, SWIFT, Pix, M-Pesa, mobile money, and on-chain rails — all from one balance. |
| [Invest](./invest.md) | Fractional stocks on NYSE and NASDAQ across 32 themes, a broad crypto catalogue held in the same wallet as your money, and live prediction markets on sports, stocks, and crypto. |
| [Jangi](./jangi.md) | Digital savings circles, group treasuries, and fundraisers — the rotating savings practice families have run for generations, automated and transparent. |
| [Travel](./travel.md) | Search 500+ airlines, book hotels worldwide, bring the group, and split costs — all paid from any Victoi wallet, in any supported currency. |
| [Messager](./messager.md) | Chat, HD voice and video calls, group treasuries, surveys, events with tickets, fundraisers, in-thread payments — end-to-end encrypted. |
| [Viki](./viki.md) | Victoi's AI companion. Cited web answers, voice and chat, money / trade / travel actions, and about 120 languages. |

## Guides & long-form articles

Consumer-facing long-form articles covering payments, the Vikii AI assistant, trading, and travel. Same source-of-truth as the product overviews above.

| Guide | What it covers |
|---|---|

## Company

- [About Victoi](./about.md) — Our mission, vision, principles, the founder, and Victoi's regulatory posture.